Need a Home Loan for Your Investment Property in NZ?
Property investment can be an attractive, long-term financial strategy for many New Zealanders looking to grow their wealth and secure a comfortable retirement.
The appeal? Despite fluctuations, property values generally increase steadily in New Zealand, and rental income helps to pay off your mortgage – depending on the property, deposit and rental yield, you may cover all of your expenses. Plus, it’s a tangible asset compared to shares.
As your trusted investment mortgage broker in NZ, we're here to guide you through this process. Ask us about our investment property mortgage rates today.
Your Partner in Property Investment in NZ
Investing in property in New Zealand can be a rewarding venture, and we're here to help make it happen. With our comprehensive knowledge of the NZ property market and investment property loan options, we're well-equipped to guide you towards your investment goals.
Investment Property Loans: How the Process Works
To get started, if you need a loan you’ll also need to work out your 35% deposit strategy. Do you leverage your existing property, use savings or partner with a friend or family member?
Then it’s time to work out your investment strategy with seasoned advisers like the Total team. We’ll help you understand calculating your yield, and structuring your investment property borrowing, explaining terms like a revolving credit loan and offset loan.
Once you have your financial plan in place, keep in mind that searching for an investment property is different to hunting out your dream home. You should consider the location demand, capital gain and condition, as rental properties need to meet the Healthy Homes Standards before a new tenancy can be signed. If you’re going to have your rental property taken care of by a property manager, it pays to engage with them early; they may be able to share important market insights with you.
Remember, there’s no cost in meeting with our team to explore your options and start your investment journey. Book a call with us today.