Simply use our ‘Book a call’ feature – we’re ready to chat with you and will first talk you through our Discovery process, which gives us an indication of your options.

A pre-approval reflects the maximum amount the bank is willing to lend to you. It gives you the confidence to start negotiating and secure that Sales & Purchase Agreement. However, it’s important to remember that a pre-approval is not a ‘done deal,’ and they do lapse after a certain period of time. Once you have an agreement in place, we will then work with you through the complex process of securing your home loan.

Think of us as your personal mortgage and property finance guides. We act on your behalf to secure the best deal, with access to more lending options and cutting-edge technology to save you time. We’re registered on the Financial Service Providers Register and are advocates for our clients during the home loan process.

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A mortgage is a significant sum of money, and getting it right can save you thousands in the long run. Remember, we live and breathe mortgages every day, so we can provide the answers to your burning questions and help you make informed decisions.

It’s true – while we’re generally paid by the lenders, you’ll need to factor in the other costs involved in buying and selling property. While you might not need to account for all of these, expenses may include:

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• Registered valuations
• Solicitors’ fees
• LIM reports
• Builder’s reports

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And for those selling and then buying, you’ll have marketing costs and a real estate agent’s commission (if you choose to engage one).

This is the best part – working with a mortgage broker generally comes at no cost to you. Our advisers are paid by the lenders, so let us do the hard yards to get you the best mortgage outcome.

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Only a small number of our services may include a fee, such as some of our non-bank lending options, but our advice and meetings with you are without charge; you can read more about this in our disclosure statement.